A password is now required in order to access Homeownership and Community Lending final exams.  Passwords will be provided at the end of the course by your instructor.  If you took a course prior to May 1st, 2008 and need to obtain the password for the exam, send an e-mail with your name, the course number and location and dates of the training to nti@nw.org. Note: A password is not needed for HO345 pre-test.